Without the implementation of each poll, one can easily predict that the ubiquitous mobile phone will be a priority for most things, you can not live without. In the late 1990, such as mobile phones have been put in place, nobody could have imagined the same distance from these devices would be surprising that one day the greatest invention of all time in the field of communication, the information and the endless list of new applications. Mobile phones are available on adding new features to its first visual communication on a regular basis. Lately, it has another function is activated, footwear using credit cards. Now we can strike at any stolen to pay phones in restaurants, shopping malls, stations, etc, and as e-Wallet.

Atom Technologies, the company of India, behind the invention of software can be double the function of a credit card in mobile phones says that the software is able to burn the user data credit card to a mobile phone. The data were in a 2D bar code format and can not be read by the user, thus ensuring listeners against the abuse of an event it is lost or stolen. In addition, authentication in the form of PIN is required for payment. The mobile payment by credit card or payment perspective, “because by its inventors, can be used at any business centre credit cards are accepted, and has the required software with a webcam that can read 2D bar code.

He is also charged with another mode of payment on behalf of the locality or remotely via air, authentication of users with maps can rest at home or office. In this case, the reseller of establishment and the bank are more than air and users must authenticate and authorize the purchase. Currently, the system only works on Java-enabled mobile phones. Although the company is charging a percentage of transaction fees, the software is no additional charge for commercial establishments such as banks, shopping malls, hospitals, etc.

In addition to the technologies mentioned above, there are already two players that mimic the functions of credit / debit card on SMS, and they are mChek Paymate. mChek has already been transmitted with the prestigious Global Mobile Award for Most Innovative at the recent implementation of the GSM World Congress in Barcelona in February 2008.

The two transport services similar to a credit card data storage on a secure server, and if one is registered, there is a PIN. This e-Wallet has security features that are in an ATM, if you arrive at the entrance to the incorrect PIN three times in a blocked account, except that the transaction is also limited by telephone. Grand advantage of such an E-Wallet, it is thoroughly eliminate the number of plastic cards, a round.

These latest innovations in technology are also GSM service providers, including the transfer of money, mobile transfer, cashiers check, a clearance booking tickets, etc. All of these mobile technologies stress that the phone is not only a entertainment and navigation tool, but also an E - Letter pocket.